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fha
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The answer FHA has 65 possible clue(s) in existing crosswords.
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The word FHA is NOT valid in any word game. (Sorry, you cannot play FHA in Scrabble, Words With Friends etc)
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Definitions of fha in various dictionaries:
noun - the federal agency in the Department of Housing and Urban Development that insures residential mortgages
Federal Housing Administration.
Future Homemakers of America.
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Keep reading for additional results and analysis below.
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| the federal agency in the Department of Housing and Urban Development that insures residential mortgages |
| abbreviation for the Federal Housing Administration |
| Federal Housing Administration. |
| Future Homemakers of America. |
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An FHA insured loan is a US Federal Housing Administration mortgage insurance backed mortgage loan which is provided by an FHA-approved lender. FHA insured loans are a type of federal assistance and have historically allowed lower income Americans to borrow money for the purchase of a home that they would not otherwise be able to afford. To obtain mortgage insurance from the Federal Housing Administration, an upfront mortgage insurance premium (UFMIP) equal to 1.75 percent of the base loan amount at closing is required, and is normally financed into the total loan amount by the lender and paid to FHA on the borrower's behalf. There is also a monthly mortgage insurance premium (MIP) which varies based on the amortization term and loan-to-value ratio. * The program originated during the Great Depression of the 1930s, when the rates of foreclosures and defaults rose sharply, and the program was intended to provide lenders with sufficient insurance. Some FHA programs were subsidized by the government, but the goal was to make it self-supporting, based on insurance premiums paid by borrowers. Over time, private mortgage insurance (PMI) companies came into play, and now FHA primarily serves people who cannot afford a conventional down payment or otherwise do not qualify for PMI. The program has since this time been modified to accommodate the heightened recession. |